Terms and Conditions

                                                                  TERMS AND CONDITIONS OF USE (Sajilo Khata)

• Easygo Digital Technology Private Limited (the "Company") based in Nepal operates a web/mobile application, "Sajilo Khata App" (the "App") available on Google Play Store and other similar platforms and also operates a website https://sajilokhata.co/ (the "Website") . The App and the Website shall be together referred to as the "Platform". These terms and conditions ("Terms") govern the use of or access to the Platform and the Services (as defined below).

• These Terms constitute a binding and enforceable legal contract between the Company and a User (as defined below) or any end user of the Services (collectively, "you"). You represent and warrant that you (a) have full legal capacity and authority to agree and bind yourself to these Terms, (b) are a Nepalese resident. If you represent an entity, organization, or any other legal person, you confirm and represent that you have the necessary power and authority to bind such entity, organization, or legal person to these Terms.

• These Terms also include our privacy policy, available at ("Privacy Policy") and any internal guidelines, supplementary terms, policies, or disclaimers made available or issued by us from time to time. By continuing to access or use the Platform, or any Service on the Platform, you signify your acceptance of the Terms. Further, you understand that the Platform is intended for the use of Nepalese residents only and by your continuing access and/use of the Platform shall be construed as a deemed declaration that you are a Nepalese resident.

• The Company reserves the right to make changes to these Terms by posting the new/updated version and your continued use and/or non-deletion of the Platform shall indicate your agreement to such changes. Accordingly, we encourage you to kindly continue to review the Terms whenever accessing or using the Platform so as to be abreast with the changes that we may be carrying out to these Terms.

• By using the Services, you agree that you have read, understood, and are bound by these Terms, and that you comply with the requirements listed herein. If you do not agree to all of these Terms or comply with the requirements herein, please do not access the Platform or use the Services.

SERVICES

• The Platform provides the users an online digital record book for Sales and receivable & payable with any respective person or customer and also allows Users to generate various reports of such sales and receivables & payables which can be sent to their respective customers.

• For the purposes of this clause, Services would include any other future services the Company provides/proposes to provide.

ON-BOARDING

• To avail the Services, a User would be required to create a profile/sign-up on the Platform ("Profile") using his/her email ID and phone number among other details. In addition to setting up username and password to create the Profile, the User will be required to furnish certain details, including but not limited to phone numbers and details of its customers and businesses. The User warrants that all information furnished in connection with its Profile is and shall remain accurate and true in all respects. The User further agrees and undertakes to promptly update its details on the Platform in the event of any change or modification of such details.

• The User is solely responsible for maintaining the security and confidentiality of its username and password and agrees to immediately notify the Company in writing at sajilokhata.np@gmail.com of any disclosure or unauthorized use of its Profile or any other breach of security with respect to its Profile.

• The User expressly agrees to be liable and accountable for all activities that take place through its Profile in furtherance of the use of Service or otherwise. The Company expressly excludes any liability for any unauthorized access to a User's Profile.

• The User agrees to receive communications from the Company regarding: (i) information relating to transactions recorded on the Platform; (ii) information about the Company and the Services; (iii) promotional offers and services from the Company and its third party partners, and (iv) any other matter in relation to the Services.

KNOW YOUR CUSTOMER POLICY

• The Company may require Users to upload certain information and documents that may be necessary to ascertain their eligibility to use certain features of the Services including but not limited to their identification documents ("KYC Documents").

• The User hereby authorizes the Company and any third-party service provider it may engage with or interact with in connection with using the Platform to process KYC Documents and ascertain the User's eligibility. Any processing undertaken by the Company shall be in accordance with its Privacy Policy and these Terms. It is hereby clarified that as far as the permission of the KYC Documents by a third-party service provider is concerned, the same shall be governed by the privacy policy of such third-party service provider.

• The User agrees that it may be required to submit additional documents as and when required by the Company or any of its third party service providers and if, in such an event, any additional information, data, or documentation is required (collectively, "Top-Up Documents"), the User hereby agrees to share such Top-Up Documents promptly upon request, and further, authorizes the Company to process such Top-Up Documents.

• The User agrees and warrants to provide valid, true, complete, and up-to-date KYC Documents and Top-Up Documents. The User further acknowledges that any incorrect or misleading information provided shall constitute a material breach of these Terms, and the User's access to certain features of the Services may be limited or denied in such event.

• The list of the KYC Documents and Top-Up Documents may be provided to the User at the time of creating the Profile/signing-up or at a later stage.

TRANSACTION INFORMATION

• The Users may upload information relating to transactions with their customers or relating to their businesses, including the sale of goods or services and amounts paid and payable on the Platform (such information is referred to as "Transaction Information"). Transaction Information may be exchanged between the Users and their customers through telephonic calls, text message, WhatsApp, email, or other electronic mediums that would depend on the contact details of Users and their customers provided on the Platform.

• At the time of creating or uploading the first Transaction Information with respect to their customers, the User shall inform such customers of its use of the Platform to record such Transaction Information and Transaction Information related to future transactions and seek such customer's express consent in this regard and to.

• The creation of a profile of the customer on the Platform, which will require sharing such customer's phone number and contact details with the Company.

• Receive communications from the Company regarding: (A) information relating to their transactions recorded on the Platform; (B) information about the Company and the Services; (C) promotional offers and services from the Company and its third party partners, and (D) any other matter in relation to the Services.

• If such customers fail to provide consent, or withdraw consent, the User shall immediately cease to use the Services in relation to such customers.

• The User shall be solely responsible for obtaining such consent from its customers and the Company shall assume that such consent as required is sought and received by the User if the User provides details of such Transaction Information relating to any of such customers at any time during the use of the Platform.

THIRD PARTY SERVICES

• The Services may include services, content, documents, and information owned by, licensed to, or otherwise made available by a third party ("Third Party Services") or contain links to Third Party Services. Users understand that Third Party Services are the responsibility of the third party that created or provided it and acknowledge that use of such Third-Party Services is solely at their own risk.

• The Company makes no representations and hereby expressly excludes all warranties and liabilities arising out of or pertaining to such Third-Party Services, including their accuracy or completeness. Further, all intellectual property rights in and to Third Party Services are the property of the respective third parties.

• The Company enables payments via payment service providers ("PSP") partners and the User should take care not to share his personal UPI pin or OTP with any third party intentionally or unintentionally. The Company never solicits information such as UPI pin or OTP over a call or otherwise. The Company shall not be liable for any fraud due to the sharing of such details by the User. The providers providing Third Party Services / PSP partners shall not be liable for any fraud due to sharing of such details by the User. If any of such fraudulent transactions occur and where the User shares his debit/credit card or UPI information, the Company may share relevant information of such transaction if the victim approaches the Company via proper channels including customer support number and notify@sajilokhata.com

USER RESPONSIBILITIES

• The User hereby represents and warrants that all information that is provided by the User through or in relation to the Services is valid, complete, true, and correct on the date of agreeing to these Terms and shall continue to be valid, complete, true, and correct throughout the duration of the User's use of the Platform. The Company does not accept any responsibility or liability for any loss or damage the User may suffer or incur if any information, documentation, material, or data provided to avail the Services is incorrect, incomplete, inaccurate, or misleading, or if the User fails to disclose any material fact.

• The User shall be solely responsible for ensuring compliance with applicable laws and shall be solely liable for any liability that may arise due to a breach of its obligations in this regard.

• The User shall extend all cooperation to the Company in its defending of any proceedings that may be initiated against it due to a breach of the User's obligations or covenants under these Terms.

• While the Company uses commercially reasonable efforts to provide Users with a daily backup of their Transaction Information, Users should regularly and independently save, backup, and archive such Transaction Information.

• The User shall not use the Services in any manner except as expressly permitted in these Terms. Users who are expected to conduct proper research to ensure that the goods and services they send payment links for are in compliance with all applicable laws and we encourage users to cross-check before generating payment link for prohibited content may result in the suspension or removal of user's account.

TERM AND TERMINATION

• These Terms shall remain in effect unless terminated in accordance with the terms hereunder.

• The Company may terminate a User's access to or use of the Services, or any portion thereof, immediately and at any point, at its sole discretion, if the User violates or breaches any of its obligations, responsibilities, or covenants under these Terms.

• Upon termination these Terms shall terminate, except for those clauses that expressly or are intended to survive termination or expiry.

• Notwithstanding anything to the contrary contained in the Terms, upon termination of a User's access to or use of the Services, all amounts or outstanding monies due by you in relation to your use of or access to the Services shall become immediately payable.

DISCLAIMERS AND WARRANTIES

• The use of the Services is at your sole risk.

• You acknowledge and agree that the Company is not engaged in the provision, grant, or disbursement of any financial product. The Company is not and will not be responsible for any claim or for any damages suffered, whether by the Users, the customers of the Users or any other person or party, that are related, directly or indirectly, to or arise out of the same including any payments made by the User or by the customers of the User using transactions and reports or any link generated using the Platform.

• To the fullest extent permissible under applicable law, the Company expressly disclaims all warranties of any kind, express or implied, arising out of the Services, including warranties of merchantability, fitness for a particular purpose, satisfactory quality, accuracy, title and non-infringement, compatibility, applicability, usability, appropriateness, and any warranty that may arise out of course of performance, course of dealing, or usage of trade.

• You hereby accept full responsibility for any consequences that may arise from your use of the Services, and expressly agree and acknowledge that the Company shall have absolutely no liability with respect to the same.

• To the fullest extent permissible by law, the Company, its affiliates, and its related parties each disclaim all liability to you for any loss or damage arising out of or due to:

o Your use of, inability to use, or availability or unavailability of the Services, including any Third Party Services;

o He occurrence or existence of any defect, interruption, or delays in the operation or transmission of information to, from, or through the Services, communications failure, theft, destruction or unauthorized access to the Company's records, programmes, services, server, or other infrastructure relating to the Services.

o The failure of the Services to remain operational for any period of time.

• Notwithstanding anything to the contrary contained herein, neither the Company nor any of its affiliates or related parties shall have any liability to you or any third party for any indirect, incidental, special or consequential damages or any loss of revenue or profits arising under, directly or indirectly, or relating, in any manner whatsoever, to these Terms or the Services. To the maximum extent permitted by law, you agree to waive, release, discharge, and hold harmless the Company, its affiliated and subsidiary companies, its parent companies, and each of their directors, officers, employees, and agents, from any and all claims, losses, damages, liabilities, expenses and causes of action arising out of the Services.

CONSENT TO USE DATA

• You agree that the Company and any third-party service providers it engages, may, in accordance with its Privacy Policy, collect and use your information and technical data and related information.

• The Company may use information and data pertaining to your use of the Services for analytics, trends' identification, and purposes of statistics to further enhance the effectiveness and efficiency of the Platform.

• Subject to applicable laws, the Company may be directed by law enforcement agencies or the government and related bodies to disclose data in relation to Users in connection with criminal proceedings. You understand and agree that in such instances, the Company shall have the right to share such data with relevant agencies or bodies.

MAINTENANCE OF RECORDS

• You shall maintain the records of all transactions on the Platform independently of the Platform (by way physical copies et cetera) and the Company reserves the right to seek copies of such records for their own use including record keeping.

MODIFICATION

• The Company reserves the right at any time to add, modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without cause. The Company shall not be liable for any such addition, modification, suspension or discontinuation of the Services.

JURISDICTION, GOVERNING LAWS, AND DISPUTE RESOLUTION

• These Terms shall be governed by and construed and enforced in accordance with the laws of Nepal. Subject to other provisions in this Clause, courts in Lalitpur shall have exclusive jurisdiction over all issues arising out of these Terms or the use of the Services.